Moving home can be a scary but exciting time. Here are five top tips to help prepare you and take the fear out of moving home.
When buying a property ask questions about the seller and the estate agent. The more you ask the more informed you are.
Useful questions to ask:
Buying a property is a big commitment, so don’t be afraid to ask!
Moving home is not cheap, so make sure you have worked out your figures before starting the buying process. Some of the costs to consider are:
We recommend you obtain a legal quote at the earliest opportunity to enable you to budget.
When instructing solicitors, estate agents or mortgage advisers make sure you appoint an expert in their field. Owning a property is often the most financially significant thing anyone will ever do and you need to make sure you have the right people helping you through the process.
We would advise all buyers, regardless of whether they are having a mortgage to obtain a detailed independent Survey Report.
There are generally three survey options:-
Should you require any further information we would recommend you discuss matters with a surveyor who will be able to give you further guidance.
In addition to obtaining a survey, it is advisable that you instruct a gas safe registered contractor and an NICEIC registered electrician to respectively check the gas and electricity at the property before committing yourself to purchase.
When you move don’t forget you need to notify a number of people including:
It would be useful to make a list prior to moving to ensure you don’t forget to tell someone.
It is also important the Land Registry is notified of your change of address in relation to any property you own. This is so they can contact you regarding any proposed changes to the title.
With recent increases in property fraud, you may wish to consider joining the Land Registry’s Property Alert Service. This is a free property monitoring service which they provide. By signing up to this service you would receive email alerts when certain activity occurs on your property, allowing you to take action if necessary.
If you are thinking of buying a new home and would like some further information, please contact Helen Barry.