Rowena Downie


Rowena Dowie Hugh James
Department telephone
029 2039 1038

Rowena joined Hugh James to work in the banking team in 2011 after training and working in the City of London.

Her main clients are commercial lenders including Hodge Bank, Santander, RBS, NatWest , Metro Bank and HSBC. She also frequently advises the Welsh Government and Development Bank of Wales on debt investments.


  • Real estate finance
  • Acquisition finance
  • Renewables finance
  • Development finance
  • Intercreditor Arrangements

Career history

  • Trained at Hammonds LLP (London) 2008 – 2010
  • K&L Gates LLP: 2011
  • Joined Hugh James: 2011
  • Associate at Hugh James: 2014
  • Senior associate at Hugh James: 2016


  • Advised London based WSM Communications Group on the sale of two of its businesses to Porta Communications, the AIM quoted international marketing and communications business
  • Advising the  Welsh Government on numerous multi-million loan facilities providing support to local businesses.
  • Advising a high-tech company based in Wales on £6m loan note issue
  • Advising commercial lender on £17m refinance of a shopping centre in England
  • Advising commercial lender on £5m refinance of an Anaerobic Digestion Plant
  • Advising lender on intercreditor arrangements in connection with a refinance of an engineering business in Wales
  • Advising the borrower in relation to £8m term loan facility for purchase of new premises and funding business expansion in South Wales
  • Advising commercial lender in relation to £9m refinance of a group of companies operating a chain of bars / clubs and restaurants in London
  • Advising commercial lender in respect of £3m loan for refinance and development of site in central London including creating a new residential that and restaurant space below
  • Advising Hodge Bank on numerous refinance facilities for single wind turbine developments

Rowena is well respected for her banking and debt finance experience. “Her greatest strength is her technical knowledge.”
Chambers UK 2018

Senior associate Rowena Downie is also recommended for her ‘excellent real estate finance work’.
Legal 500 2017


  • College of Law, Moorgate (LPC)  2007-2008
  • College of Law, Bloomsbury (GDL )  2006-2007
  • Imperial College London (Chemistry)  2002-2006


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