We take an entrepreneurial approach to pre-empting the evolving challenges of the banking and finance sectors and have a track record of providing innovative, results based solutions.
Our specialist banking and finance team has many years of experience acting for regional, national and international lenders and borrowers on all of their funding requirements. Whether it is a commercial property transaction requiring bank funding or a large scale corporate refinancing, our banking and finance team sits in the heart of our commercial work.
Our multi-disciplinary team delivers bespoke and flexible solutions advising on a whole range of financing transactions, from basic secured lending to drafting and negotiating complex syndicated loan facilities including refinancing existing facilities, revolving credit facilities and intercreditor issues.
Many of our lawyers have worked for major international law firms in the City and elsewhere in the UK and have a very broad range of experience.
As well as being able to field a top performing team of banking and finance lawyers who can cover the full range of loan and security taking advice, we have pioneered a ground breaking IT-based solution which enables us to create security documentation rapidly and cost-effectively, enabling your borrowers to draw down their loans far sooner than would be the case using traditional timelines.
Our volume solution provides our commercial lending clients with a complete, cradle to grave legal and operational service for secured commercial lending. The service is rapid, extremely cost effective and guaranteed. We are very happy to demonstrate this solution to banks and financial institutions
In addition to the specialist banking advice we provide will writing and probate services to several major financial institutions via our automated will writing platform and currently handle around 60,000 will referrals every year.
We work with several financial institutions to offer a range of services to their clients including:
All our services are managed proactively and combine the personal touch our clients value with state of the art, intelligent case management software and a robust supervision structure.
This team assists a range of lenders and borrowers with commercial lending, refinancing and restructuring, and is a leading provider of advice to banks regarding volume lending. They also have notable expertise in advising housing associations and government entities.
“They are always well trained and knowledgeable, but also there is a willingness to help that is very refreshing.”
In terms of market standing, “They are the go-to firm – a regional heavyweight. They have a complete range of expertise.”
Department head Dominic Marshall is highly regarded for his broad banking and finance expertise, which encompasses acquisition finance, volume lending and refinancing. One source states that he is “a first-class lawyer who provides excellent support and guidance, and indirectly has helped steer the many changes that we have made to our policies and procedures over the last few years.” He led the firm’s work for RBS and the Welsh government on the aforementioned matters.
Chambers UK 2014
Dominic Marshall continues to oversee Hugh James’s impressive banking group, which in 2012 secured a contract with Santander to advise on all its sub-£2.5m commercial loans nationally, and also won a tender to advise the Welsh Government on its Mortgage Indemnity Scheme. The firm is on panels with most of the lenders active in Wales. Robert Morgan is recommended for his housing association expertise.
The Legal 500 2013
“The Royal Bank of Scotland prides itself on forming partnerships with high profile professionals in the business community. The service delivered by Hugh James is excellent and I would have no hesitation in recommending Hugh James to a client or any other business.”
Chris Price, Director (Wales), Royal Bank of Scotland
Clients especially appreciate the firm’s ability to bring “genuine City experience” to Wales and “would not hesitate to recommend them to a colleague or a customer.”
Robert Morgan is a key partner in the firm’s banking and finance team. Clients suggest that he has “sound knowledge of the subject and the sector, and has a pragmatic and businesslike attitude.”
Chambers UK 2013
“They are responsive and can work to and meet some very challenging timescales.”
“In terms of flexibility they have been phenomenal. They are very good at manoeuvring and changing to help us.”
Chambers UK 2016