Real estate finance

We take pride in the quality and speed of delivery of our advice, our innovative thinking and, most importantly, our commercial awareness.  Our aim is to achieve creative, practical and above all commercial financing solutions to get the deal done.

Our real estate finance lawyers act for, and provide advice on, all aspects of property finance for a range of different clients across the UK including banks and financial institutions and housing associations.


Our real estate finance legal team has a wealth of experience in dealing with the banking and finance sector. We advise banks and financial institutions and borrowers on:

  • acquisition and investment financing;
  • refinancing;
  • development and construction financing;
  • mezzanine financing;
  • preparation of certificates/reports on title; and
  • perfection of security.

In addition to our general real estate financing expertise we offer specialist services in the following areas:

  • Housing Association finance
  • Health Care finance

We work closely with other specialist teams across the firm, including:

  • employment;
  • licensing;
  • construction;
  • energy and projects;
  • healthcare; and
  • regulatory.

We believe that the draw down of funds on time, in any secured lending transaction, goes hand in hand with taking a commercial approach, providing concise advice, and fundamentally, highlighting problems as they arise. To achieve this, we provide solutions which are commercial and innovative.

We offer a fully transparent range of scale fees to our clients. By knowing the legal fees in advance you can present your client with a complete package of costs at the outset.

Latest Tweets

Writing a will? Marta explains why it's best to seek professional advice - 8 hours ago

Court takes a practical approach to an application to amend the value of a claim - #Legal 11 hours ago

RT @HJCareers: We have legal and business support #Vacancies available in both our London and Cardiff offices - #Mo… 12 hours ago

RT @ReynoldsLynda: Congrats to the winning @HughJamesLegal escape room team 3 days ago


RT @vickiferris: Amazing effort so far from Team SD FC from @HughJamesLegal. Lets make it £l000 3 days ago


Surprise Court of Appeal decision causes concern for suspended possession orders: 3 days ago

RT @JJPHD: Im on the bikes right now know peeps, awesome charity go and get donating on behalf of @HughJamesLegal #SU2C 🤘🏼👍🏻… 3 days ago


More pictures to follow soon of the finished masterpieces! 4 days ago…

Our nursing care team are getting their knit on for the #BigKnit | Raising money for @Agecymru via @Innocent 4 days ago…

RT @Aidan_Lloyd: Observing a 1 minute silence @HughJamesLegal at 9.15am today - 4 days ago…

Partner Alan Collins will be on BBC Channel Island's News tonight discussing child protection issues in Jersey 4 days ago


RT @Sophie_Jones_HJ: Alan Collins @abuse_justice speaking on BBC news tonight discussing child protection in Jersey @HughJamesLegal 4 days ago


Lovely surprise delivery from @milkandsugarcdf - these cakes are 👌🏼 4 days ago

Our Offices

Hodge House
114 - 116 St. Mary Street
Cardiff, CF10 1DY
Tel: 029 2022 4871
Fax: 029 2038 8222

Map and directions for Cardiff >

Temple Chambers
3-7 Temple Avenue
London, EC4Y 0DA
Tel: 020 7936 3453
Fax: 020 7936 3437

Map and directions for London >
Make an enquiry
ISO 9001 Management Systems BWPNG