Overview

Managing money, saving for the future, and financial security. These are important to everyone, but a life in the military can bring challenges for current and ex-armed forces personnel. Challenges that can make financial planning and management harder.

For example, being in the services can make it more difficult for you and your family to access commercial products and services, due to your mobility or time spent deployed overseas. What’s more, living in the military bubble leaves little time to think of anything other than the task at hand, let alone life on ‘civvy street’, or the seemingly complex world of personal finance.

So it’s all too common for those in the armed forces – whatever their rank – to leave service having made no short, medium or long-term financial plans. Which is where our expert team of Independent Financial Advisers (IFAs) can help.

Advice for service personnel, veterans, and their families

We provide professional and bespoke tailored solutions on all aspects of financial planning for current and ex-service personnel. Here are just some of the areas we can help with:

  • investments and wealth management
  • retirement planning
  • inheritance tax planning
  • income and life protection
  • mortgages

 Independent in every sense

Our IFA practice is wholly owned by Hugh James, a top 100 UK law firm. The firm is more than 55 years old and regulated by both the Solicitors Regulation Authority (SRA) and Financial Conduct Authority (FCA). This means any advice we provide is backed by two professional bodies, so you can be certain you’re in safe hands. Being independent, we are not tied to any financial institutions, so we recommend products only in consultation with you. Products that are best suited to your financial goals and circumstances.

And because we’re part of the law firm, our team of IFAs frequently works alongside Hugh James lawyers. This allows us to provide expert and first-hand independent financial advice in relation to any legal matters – for example, a business sale, wills, Lasting Powers of Attorney (LPAs), family/divorce, Court of Protection (COP), and personal injury settlements. In other words, a full service for you and your family.

The financial planning process

We have four key stages to help you plan and manage your finances effectively. We cost each one separately, although there is no charge for the initial consultation:

  1. Free initial consultation – understanding your particular circumstances and goals. We’ll discuss the options available to you and provide clear information about our charges. There is no obligation to go any further.
  2. Financial review and recommendation – detailed assessment of your personal and financial circumstances. This will enable us to to establish your financial planning requirements and create a report/financial plan with recommendations.
  3. Policy arrangement and implementation – putting our recommendations into action. You’ll already know our fees for this part of the service upfront, so no nasty surprises.
  4. Review and ongoing management – your financial objectives may change due to changes in your lifestyle or circumstances. We’ll ensure your portfolio continues to meet your lifestyle and investment objectives.

Get in touch

To find out more about how we can help you plan, invest, manage and protect your finances, contact us today.

Key contact

Suzanne is a member of the Personal Finance Society and the Chartered Insurance Institute. She has over 12 years of experience as an Independent Financial Adviser and has extensive knowledge in the field of investment planning and wealth management.

View team

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Throughout this process, Paul (Spiteri) has help me through it. He has been helpful and informed me of the pitfalls of this argument. If I need a solicitor in the future Hugh James will be my first point of contact.

Ronald Gardener

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I'm very happy with my settlement and my solicitor Paul Spiteri.

Mr V

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Thank you, Paul Spiteri and Hugh James Solicitors for making a successful claim for compensation against the MOD for hearing damage I sustained when I served with the Territorial Army.

Allan Ormesher

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Great professional service received, informative along the way and kept up to date. I was very pleased with the outcome and would highly recommend.

Mr C | Military Deafness client

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Simon and his team have been excellent throughout the lengthy process. From start to finish, they have displayed the utmost professionalism and excellent levels of communication. I cannot recommend Simon and the team highly enough!

Alastair Inglis

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I can confirm that the level of service that I have been given by Paul Spiteri at Hugh James has been both professional and exceptional. The quantity of communication from Paul and his team has been outstanding including the support and advice that I have been given. I would definitely recommend Hugh James to my friends and relatives.

Mr T

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Firstly, I would like to thank the whole team for all their hard work. This was not an easy time for me at times diving into my past, but your team were very supportive and I would wholeheartedly recommend your service. Mr Spiteri has kept me updated all along and he left no stone unturned. Thank you.

Mark John Adams

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