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Pension Solicitors

The Hugh James employment law team regularly provides pension and employee benefits support to our commercial and corporate legal teams when advising on corporate financing, asset purchases, outsourcing matters and corporate dissolutions.

Pension specialist Louise Price leads our employment team in relation to pensions and employee benefits work and is a member of the Association of Pension Lawyers.

We regularly advise in relation to:

  • proposals to reduce pension benefits and the closure of final salary pension schemes
  • internal dispute procedures
  • consultation with employees regarding future benefit changes
  • share option and incentive schemes (including EMI)

We have the pension legal expertise to also advise clients on the introduction of auto-enrolment and NEST.

Hugh James also has a specialist financial services team who can also assist in the establishment of new pension schemes.

The client base that we work for is extremely varied. We regularly act for employers from local authorities, public sector organisations and housing associations although we also represent high net worth individuals. We are highly regarded and renowned for our level of expertise in matters relating to pension and employment law.

Key Contact

Louise Price


A highly specialised lawyer, Louise is a Partner and Head of Employment and HR services. Her expertise includes corporate support work, TUPE, pensions and employee benefits advice. She regularly advises private, public and third sector clients regarding large scale TUPE transfers of staff including drafting indemnities and warranties, advising on potential employment and pension liabilities, information and consultation obligations, and providing best value guidance.

Recent experience

Examples of some recent matters that the Hugh James pensions and benefits team have worked on:

  • Advising and supporting a large Housing Association on the implications of winding up a group company or transferring employees from the group company which had employees who are members of the Social Housing Pension Scheme (SHPS). This involved detailed and complex advice on the triggering of a pension debt and the interrelation between the Pensions
  • Regulator powers and the impact of the Welsh Assembly Government guidance on supporting non RSL companies within a group structure.
  • Advising a local authority on the pension implications in respect of a contract to outsource services and transfer of employees. This included advising on the Admission Agreement and
  • Bond and drafting the TUPE and pension provisions, warranties and indemnities of the transfer agreement including exit management provisions.
  • Advising a large and high profile corporate client regarding a potential group claim by members of its final salary scheme. The dispute concerned alleged misrepresentations regarding the rules of the scheme and the calculation of accrued pension benefits.
  • Advising a public sector body regarding complaints received from members of their money purchase pension scheme in relation to a decision to award a pension with reduced benefits due to the employees’ failure to opt into the scheme.
  • Advised a public sector body regarding a group complaint from 40 members of their money purchase pension scheme on the basis that their contract of employment provided an express contractual entitlement to join a final salary pension scheme.
  • Advising a number of high net worth individuals regarding a possible group action for breach of contract in relation to an employer’s proposal to close their defined benefit pension scheme to future accrual. This involved advising the group regarding the Company’s proposal to break the final salary link and the alternative options presented to the members.
  • Advising a number of organisations regarding the information and consultation process to follow, including advising in relation to the Occupational and Personal Pension Schemes (Consultation by Employers and Miscellaneous) Regulations 2006, when closing their final salary pension scheme for future accrual or changing contribution rates.

Changes to pension law

From 1 October 2012 changes to pensions law affected all employers with at least one worker in the UK. All employers in the UK will have to automatically enrol staff into a qualifying pension scheme. Employers will be required to:

  • automatically enrol certain workers into a pension scheme
  • make contributions on their workers’ behalf
  • register with The Pensions Regulator (see their website below)
  • provide workers with certain information about the changes and how they will affect them

There are various steps to the auto enrolment process, and these are labelled below.

Pension auto enrolment steps

  1. Know your staging date – this will be based on the number of people in your PAYE scheme and is set out on the Pensions Regulator website.
  2. Assess your workforce to ascertain your ‘eligible jobholders’, ‘non-eligible jobholders’ and ‘entitled workers.’
  3. Review your pension arrangements – do they meet the qualifying criteria for auto enrolment.
  4. Communicate changes to your workforce.
  5. Auto enrol your ‘eligible jobholders’ as from your staging date.
  6. Register your qualifying scheme with the Pensions Regulator.
  7. Contribute to your workers’ pensions.

Next steps

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