Welcome to the latest issue of our Hugh James Independent Financial Advisers Magazine; how to make the most of the various pensions allowances.
As the world continues to work out how to live with the coronavirus (COVID-19) pandemic, many will agree that the new normal needs new thinking.
The pandemic has unleashed changes that seemed unthinkable only six months ago.
Along with the health, safety and well-being of family, friends and loved ones, the new normal has also highlighted the need for financial guidance and support during this turbulent period.
Saving into a pension is one of the most tax-efficient ways to save for your retirement.
Not only do pensions enable you to grow your retirement savings largely free of tax, but they also provide tax relief on the contributions you make.
A full list of articles featured in this issue appears on page 2.
Inside this issue, we help you consider whether your financial strategy is ready for the new era and how you can maximise your pensions planning.