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18 January 2021 | Comment | Article by David Hulse

Shape your financial journey in 2021 – Our latest IFA magazine

Welcome to the first issue of 2021 of our Hugh James Independent Financial Advisers Magazine.

The start of a new year is the perfect time to reassess how to shape your personal financial journey.

IFA Magazine January 2021

Read our brochure.

In this issue we focus on two key areas:

  1. goals related to being prepared for the unexpected this year,
  2. and those related to what you want to be different at the end of the year.

On page 8 we list 10 areas for setting your New Year financial goals.

Tax planning

The government have spent hundreds of billions on fiscal measures to support businesses and jobs, and fight the coronavirus pandemic. We won’t know the extent of the final bill, or indeed how they will pay for this until long after the crisis is over. But, while the Chancellor is looking to reduce the tax gap, there are still opportunities to review your financial arrangements for saving tax throughout the tax year. It’s time to identify, plan for and potentially mitigate your tax burdens. Read the full article on page 8.

Savings and investments

While volatility is likely to feature heavily as many developed countries battle a devastating COVID-19 winter wave before vaccines have had time to be properly rolled out, markets have seen a strong start to 2021 with the Brexit process over, a tumultuous US election cycle reaching a conclusion and several vaccines being approved by regulators. On page 28 we look at the choice between holding large amounts of cash long-term in a savings account versus investing, and how it could have a big impact on your future wealth.

A full list of articles featured in this issue appears on page 2.

Whatever your circumstances and needs, we’re here to listen to your future plans and support you in achieving them. We look forward to hearing from you.

For more information on savings, tax planning, or any of the articles in this issue, please contact the Independent Financial Advice team.

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Author bio

David Hulse heads up the Hugh James Independent Financial adviser team. An experienced adviser looking after personal and professional clients based all over the UK from London to Edinburgh and closer to home here in South Wales.

Disclaimer: The information on the Hugh James website is for general information only and reflects the position at the date of publication. It does not constitute legal advice and should not be treated as such. If you would like to ensure the commentary reflects current legislation, case law or best practice, please contact the blog author.

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